windows of opportunity

It was 2013 when we first started to think seriously about retiring to the Todos Santos area. We spent some time with a wonderful realtor who took us to Rancho Nuevo, El Pescadero and several neighborhoods in and around Las Tunas. I recall seeing some ocean view lots in Pescadero in the $30,000 range.

We didn’t take the plunge. I was in my early fifties, several years away from retirement, and we had most of our money locked up in our house in Massachusetts. Besides, we wouldn’t be able to spend much time in Baja while both of us worked.

In 2017, we came upon a house in Pescadero that we found perfect. Like most properties in Mexico, the terms were strictly cash, and we weren’t able to take out a Home Equity Line of Credit on our home. Again, we knew that we wouldn’t be able to spend much time there while both of us were working, but at least it would have been waiting for us when that wasn’t the case. Sadly, we had to walk away.

Today, I’m in my sixties and a hair’s breadth from retirement. Properties with ocean views are now out of our price range, as are most homes in the Todos Santos area. Have we missed our window of opportunity?

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